The Punjab Government has introduced the CM Maryam Nawaz Loan Scheme 2026, a wide-ranging initiative aimed at empowering youth, women, farmers, and small business owners through easy and interest-free loans.
Launched under the leadership of Maryam Nawaz Sharif, the scheme is designed to help citizens start businesses, build homes, modernize agriculture, and achieve financial stability without the burden of high-interest bank financing.
Officials expect thousands of beneficiaries to create new employment opportunities and move toward economic independence.
Programmes Included in CM Maryam Nawaz Loan Scheme
According to officials, the CM Maryam Nawaz Loan Scheme spans multiple sectors through several targeted sub-programs, including
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Apni Chhat Apna Ghar – Affordable housing loans
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Asan Karobar Scheme – Small business startup loans
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Asaan Karobar Finance – Financing for medium-sized businesses
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Kissan Card Project – Agricultural financing for farmers
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Hi-Tech Farm Mechanization Programme – Support for modern farming equipment
These initiatives aim to provide inclusive financial access to entrepreneurs, students, farmers, and women across Punjab.
Objective of CM Maryam Nawaz Loan Scheme 2026
The primary objective of the scheme is to reduce unemployment and promote self-employment by encouraging citizens to create their own livelihoods instead of relying on limited job opportunities. The programme also focuses on:
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Supporting low-income families with affordable housing
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Helping farmers modernize agricultural practices
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Strengthening small and medium enterprises (SMEs)
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Promoting sustainable economic growth in Punjab
Maryam Nawaz Loan Scheme 2026 Online Apply Process
To ensure transparency and accessibility, authorities have introduced a fully digital application system under the Maryam Nawaz Loan Scheme 2026 Online Apply process.
Applicants can apply online by submitting:
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Personal details
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CNIC information
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Required supporting documents
Under the Asan Karobar Scheme, applicants using the Maryam Nawaz Loan Scheme 2026 Online Apply platform can receive interest-free loans of up to Rs5 million to establish small businesses such as shops, tailoring units, bakeries, and startups.
Business and Housing Support
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Asaan Karobar Finance Scheme:
Provides financing of up to Rs30 million for medium-sized businesses, with repayment periods ranging from three to seven years. -
Apni Chhat Apna Ghar Programme:
Offers low-cost housing loans with easy monthly installments for eligible applicants to construct homes on their own plots.
Agriculture Financing Under the Scheme
Farmers will benefit through the Kissan Card and Hi-Tech Farm Mechanization initiatives, which provide financial assistance for:
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Tractors and farm machinery
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Solar-powered systems
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Seeds and agricultural inputs
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Modern irrigation and farming technologies
A Step Toward Economic Growth
Officials believe the Maryam Nawaz Loan Scheme 2026 Online Apply system will simplify access to finance and ensure funds reach deserving citizens transparently.
The programme is expected to play a key role in boosting entrepreneurship, improving living standards, and driving sustainable economic growth across Punjab.
